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ERISA And Disability
The Employee Retirement Income Security Act (ERISA) generally governs most long-term disability claims that are filed under a group policy obtained by your employer. If you are entitled to disability, health, life insurance, pension, etc., under a group plan, your rights to the benefits are governed by this federal statute. When ERISA applies, you have a full range of legal rights, but the laws governing ERISA and disability insurance are quite complex. There are many hidden dangers that disabled claimants need to be prepared for, plan and protect against. The best way to do that is with a qualified ERISA and disability lawyer. Getting Help with Your ERISA and Disability Claims If you are about to apply for benefits under an employee benefit plan or have already applied for such benefits and have had them denied, then you need a qualified ERISA and disability lawyer to help guide you through all of the complexities. At risk are important benefits that your financial future may very well depend on. Disability claims can be quite complex and only a few "true" practitioners understand all of the intricacies involved. The lawyers at Daley, DeBofsky and Bryant do. We have handled numerous ERISA and other disability insurance claims against all major carriers, including UNUM Provident and Hartford, and we have litigated matters in both state and federal courts, through trial and appeal. As experienced litigators, we have a keen understanding of how disability insurance carriers handle claims. We have successfully recovered millions of dollars in disability benefits on behalf of our clients whose claims were unfairly denied. We have both lectured and written extensively about disability insurance and disability law. It is important to note that in addition to the complexities of just filing an "ERISA"
claim, the appeals process is even more difficult. It involves the
filing of a multifaceted set of materials in order to maximize the
chances of success. If you attempt to go through this process alone
and then fail and have to file a lawsuit, you could end up hurting
your chances down the road. Typically with such lawsuits, courts are
only able to review original materials that were submitted. If the
appeal lacked evidence and crucial documentation, chances are the
lawsuit will fail. Do not go it alone; get the expert help you
deserve. Contact us today for a free evaluation at 1-312-372-5200 or
via e-mail at
info@ddbchicago.com.
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